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Learn about real estate agents, your home search, and more.

![Man Pointing Next to a Child  Outside of a Large Open Window](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2Fca6fae6221564d3bbebe45838b7b42c2)

 <br>
  <div class="learn">
<p class="learnfont"><strong>What You’ll Learn</strong></p>

<p class="learnfont">How to prepare for your home search ahead of time</p>

<p class="learnfont">How to determine your wants and needs lists and narrow down location</p>

  <p class="learnfont">What aspects and features to consider when touring a home</p>

  </div>
  <br><br>

  House hunting is hands-down the most exciting stage of the homebuying process, but it can also be one of the most nerve-wracking. You probably have some idea of the things you need in a home, the things you want in a home, and things you absolutely don’t want in a home. But when you tour a home in person, it’s easy to lose focus or pay attention to the wrong details.

There are typically two ways to see a home that’s on the market: attend an open house or schedule a private tour. In some instances, you may also have the opportunity to do a virtual tour of the home—which can be a useful alternative if you're unable to attend in person. 

As the name suggests, an open house is an open invitation for anyone to show up and inspect a home during set hours. A listing agent will be there to field questions and give interested parties more information on the home. Private tours are usually set up with the listing agent or your own [real estate agent](https://better.com/find-an-agent). When a home really catches your eye, it’s typically better to schedule a private tour so you can take your time asking questions and take any measurements and photos. 

This guide will help you focus your thoughts and stay organized as you prepare for home tours, so you can make informed decisions and place an offer with confidence.

<h2>How to prepare for a home tour</h2>

<h3>First things first: Find out how much home you can afford</h3>

Before you start browsing listings, let alone touring homes, you should have an idea of what you can afford. To avoid getting your heart set on a home that’s out of your financial reach, spend a little time with a [mortgage affordability calculator](https://better.com/content/a-better-home-affordability-calculator/). These kinds of tools can help you confirm hypothetical home loan amounts, purchase prices, monthly mortgage payments, and whether you have enough in down payment savings.

<h3>Pro tip: Come prepared with a pre-approval letter</h3>

Confirm your eligibility for a home loan by going through [the pre-approval process](https://better.com/content/what-is-a-mortgage-pre-approval/). (FYI: it takes as little as 3 minutes with Better Mortgage, and it doesn’t require a hard credit check.) A pre-approval letter will provide you with a more accurate estimate of how much you’ll be able to borrow once you meet your lender’s conditions. Pre-approval letters can also add leverage to any home purchase offers, because they show agents and sellers that your offer is serious and you’ve already done the legwork to secure future financing.

<br>
 <div style="text-align: center">  
 <a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/preapprovals/purchase">Get pre-approved</a>  
 </div>
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<h3>Make a list of your “needs” vs. your “wants”</h3>

Once you have an idea of what you can afford, it’s time to think about what your ideal home looks like. Start by making a concrete list of the things you absolutely need. 

Perhaps you require a certain number of rooms to accommodate your family, work, or lifestyle. For example, you know you’ll need three bedrooms for your growing family, or an extra room to serve as a home office because your company’s going remote. Understanding your must-haves will help you narrow down your home search so you won’t waste time touring houses that aren’t quite right.

Next, make a list of your wants—the features and things that may be nice to have but you could live without. These might include things like yard space, new appliances, or a fireplace. In other words, they’re things you picture in your dream home, but you could live without them. These will come in handy to weigh the pros and cons of similar properties. 

If you’re having trouble determining a need vs. a want, think about whether the feature would be easy and affordable to change once you move in, or whether it would be impractical or prohibitively expensive. For example, adding a dishwasher is a relatively small and inexpensive project compared to adding a garage. So, if your heart is set on a garage, you might consider that a need. 

If you’re looking at home listings online, they’ll likely have different criteria you can use to filter listings. If you’re working with a real estate agent, talking to them about your needs and wants will help them find properties that may work for you. 

<h3>Location, location, location</h3>

There’s a reason why “location, location, location” is such a common refrain in real estate. The address of your home can play a significant role in its appreciation as an investment. And if you plan on living in the home for even a short period of time, you want to make sure it’s somewhere you’re comfortable spending time. Before deciding on a location, it’s worth considering:

- <strong>Lifestyle and preferences:</strong> Are you looking for a home in a quiet suburb or a condo in a walkable downtown area? Do you want an acre of land, or do you want to avoid lawn maintenance altogether? Are you comfortable with a house on a main road, or would you prefer something more tucked away? Having some basic lifestyle criteria will help narrow your search.
- <strong>School district:</strong> If you have kids or plan to have a family in the future, school districts might be a major factor in your home search. Not only can schools affect your kids’ education experience, but they can also [affect property values](https://better.com/content/how-do-school-districts-affect-homebuying/).  
- <strong>Property taxes:</strong> Take a look at the last decade of [property taxes](https://better.com/content/how-to-calculate-property-tax-on-a-house) for the counties where you’re thinking about touring homes to get an idea of how  your property taxes may change over time. Increases in property taxes may not be a bad thing—often, it’s a sign of growth, improvement, and more services and resources for residents. Just be sure to consider the costs in your [budget](https://better.com/content/how-to-budget-for-your-monthly-mortgage-payment/).
- <strong>Neighborhood and surrounding areas:</strong> Do your research to learn about overall livability ratings for categories like crime, amenities, and walkability. Consider driving around any areas you’re considering to see how well-kept homes, streets, and local parks are. 
- <strong>Future zoning and infrastructure:</strong> Ask your real estate agent and/or the listing agent what they can tell you about any major changes planned for the area. Are there major development or infrastructure projects planned? New developments can mean increased traffic, but they might also mean increased property values. 

Considering these location factors can help give you a clearer picture of where you’ll want to live. 

<h2>Tips for touring a home</h2>

Now that you have nailed down some important criteria for finding the perfect home, it’s time to start seeing some properties.

A home tour is your best chance to ask questions and see if the property fits your needs. Here are some important things to think about as you’re touring homes: 

<h4>What to consider during the home tour</h4>

<strong>Structural condition, utilities, and HVAC</strong>

As you walk through a house, keep an eye out for any major cracks in the walls, floors, and ceilings. Structural damage, roofing, and HVAC systems are expensive fixes, so don’t be afraid to ask about any significant issues or renovations that may have occurred. 

<strong>Water damage and smells</strong>

Look out for signs of water damage or mold, which may indicate a moisture problem. Water damage can lead to significant structural problems and can be very difficult (and expensive) to fix. You’ll also want to take notice of any strong odors from smoke or pet urine, which can be persistent and difficult to remove entirely. 

<strong>Storage space</strong>

You’ll likely notice if there are plenty of closets, cabinets, and other storage areas, but it can be easy to overlook their absence. If you’ll need to add dressers or other storage, they can take up significant space in a room, so it’s good to keep in mind when you’re visualizing how you’ll use a space. 

<strong>Parking </strong>

Homes in a city or downtown area may not always come with designated parking spots. If you commute or otherwise use your car often, you’ll want to find out what the parking situation is like and if there’s street parking or other parking options available. Parking can get competitive quickly in more densely populated areas. On the other hand, neighborhoods with ample parking may have regulations about street parking which is something to consider if you like to entertain. 

<strong>Don’t get caught up on the small things</strong>

It’s easy to get distracted by dated appliances, paint or wallpaper that doesn’t match your taste, and other cosmetic details. Keep in mind that many of the things that will catch your eye during a home tour are fairly simple and relatively inexpensive to change. The bones of the house and utility systems are far more important to consider for the long term than the shag carpeting that can be easily removed. 

<h2>Update your must-haves</h2>

As you visit more homes, you might find new things you’re willing to compromise. Don't be afraid to update your wants and needs as you go. You may decide that you can’t deal with a small kitchen afterall, and that’s okay. Touring homes is a learning experience. 

<h2>What happens next?</h2>

Whether it takes one house tour or dozens, there’s no doubt that finding “the one” is an exciting experience.

Before you jump into an offer, take time to review your wants and needs list. If you can, walk the area during different times of day to get a sense of traffic, lighting, and noise. If you have the opportunity, talk to your potential neighbors to introduce yourself and ask questions about the area. 

You’ll also want to make sure “the one” works with your budget. While the asking price might fit into your pre-approved limit, there are other factors that can affect affordability like homeowners association fees, homeowners insurance, taxes, and utilities. 

When you’re ready to put in an offer, talk to your real estate agent to see if there are other contenders and what those offers might look like. Asking about recent sales of comparable homes (comps, for short) can give you an idea of how competitive the market is in that area. Your real estate agent can help you answer any questions and submit a [competitive offer](https://better.com/content/home-by-summer-june-to-dos-make-a-competitive-offer/).

Ready to start your home-touring journey? [Get pre-approved for a mortgage](https://better.com/preapproval/786066c2-f873-4c65-a64c-0cc34202d7f6) today, so you’ll be ready to put in an offer when the perfect house comes along.

<h2>Frequently Asked Questions About Touring a Home</h2>

<strong>Question:</strong> How should I prepare before touring homes?
<strong>Answer:</strong> Before touring homes, it's essential to understand what you can afford. Use a [mortgage affordability calculator](https://better.com/how-much-house-can-i-afford) to get an idea of your budget. Additionally, obtaining a pre-approval letter can provide a more accurate estimate of how much you can borrow and add leverage to your offers.

<strong>Question:</strong> What's the difference between an open house and a private tour?
<strong>Answer:</strong> An open house is an open invitation for anyone to inspect a home during set hours, usually with a listing agent present to answer questions. A private tour is arranged with the listing agent or your real estate agent, allowing for a more detailed inspection and questions.

<strong>Question:</strong> How do I differentiate between my "needs" and "wants" when looking for a home?
<strong>Answer:</strong> Your "needs" are essential features that accommodate your family, work, or lifestyle, such as the number of bedrooms. "Wants" are nice-to-have features like new appliances or a fireplace, which you could live without. Consider whether a feature is easy and affordable to change after moving in to help differentiate between the two.

<strong>Question:</strong> Why is location important when choosing a home?
<strong>Answer:</strong> [Location](https://better.com/content/how-to-choose-the-right-neighborhood-when-buying-a-house) can significantly impact a home's appreciation and your comfort living there. Consider your lifestyle preferences, school districts, property taxes, and the neighborhood's overall livability. Future zoning and infrastructure changes can also affect the area's desirability.

<strong>Question:</strong> What should I pay attention to during a home tour?
<strong>Answer:</strong> Look for signs of structural damage, water damage, or mold, as these can be costly to fix. Assess the storage space, parking situation, and don't get too caught up in minor cosmetic details that can be changed easily. Focus on the home's overall condition and utility systems.

<strong>Question:</strong> Can I update my list of "needs" and "wants" after touring homes?
<strong>Answer:</strong> Absolutely. Touring homes is a learning experience, and you may discover new preferences or deal-breakers. Don't hesitate to update your list as you gain more insight into what you're looking for in a home.

<strong>Question:</strong> What steps should I take after finding a home I'm interested in?
<strong>Answer:</strong> Review your wants and needs list and consider the home's affordability, including additional costs like homeowners association fees and taxes. Walk the area at different times to gauge traffic and noise, and talk to potential neighbors. Consult with your real estate agent about the market and submitting a competitive offer.

<strong>Question:</strong> How can I ensure my offer stands out in a competitive market?
<strong>Answer:</strong> A verified approval letter can make your offer more attractive. Discuss with your real estate agent about the competition and how recent sales of comparable homes may influence your offer. Your agent can guide you in [crafting a competitive offer](https://better.com/content/how-to-make-an-offer-on-a-home) that aligns with market conditions.

<br> <br>

 <div style="text-align: center">  
 <a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/preapprovals/purchase">Get pre-approved</a>  
 </div>

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Touring homes is an exciting part of the home purchase journey. Here’s a guide to help you tick all the (not-so-obvious) boxes to find your dream home.

What to Look for When Touring a Home

Blog post image for What to look for when touring a home

What to look for when touring a home

<p><em>Jennilee Bennett is a Better Real Estate Agent and lifelong resident of the Pacific Northwest. She specializes in the Seattle market and uses her firsthand knowledge of the area to help people find homes they love.</em></p>

<br>

![A Couple Sitting on a Window Sill in an Empty Home](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2F33770e3660154125959c60123a325c6f)

 <br>
  <div class="learn">
<p class="learnfont"><strong>What You’ll Learn</strong></p>

<p class="learnfont">Tips for starting your home search on the right foot</p>

<p class="learnfont">What questions to ask before, during, and after a home tour</p>

  <p class="learnfont">How to utilize your real estate agent in the homebuying process</p>

  </div>
  <br><br>

Many of my clients have romantic notions about buying a home; they set out on a journey to find “the one,” and think they’ll know it when they see it. However, finding the right home requires more than a gut feeling. Before you start scheduling tours, it's worth taking the time to budget and plan and get the clearest understanding of what you're looking for in a home. Then you'll really know when you've found the one, and you can hit the offer stage with confidence.

In the current market, buyers are facing unique circumstances. Lower inventory is leading to prolonged house hunting and more competitive bidding. That doesn’t mean you can’t find your dream home, it just means you may need to adjust your considerations slightly. That way, when you do find a match, you won’t miss out on it. 

<h2>How to choose a house </h2>

<h4>Is it in your price range? </h4>

Understanding [how much home you can affor](https://better.com/content/a-better-home-affordability-calculator)d is a crucial first step in your shopping process. Without an accurate budget, you might be tempted to drag that maximum price slider higher as you comb through online listings. To avoid overextending yourself on a mortgage, remember that the asking price is just [one part of the cost equation](https://better.com/content/hidden-costs-of-buying-a-home/). The interest on your mortgage, along with homeowners insurance, property taxes, and HOA fees will impact the affordability of a home. Make sure you understand the associated costs of each property you visit and how those expenses will impact your monthly mortgage payment. If a home is going to put you over budget every month, it’s not the right fit for you. 

There’s a reason why many people choose to get [pre-approved](https://better.com/content/what-is-a-mortgage-pre-approval/) before they see any homes. Not only is this a great tool for budgeting, it also gives your agent a solid jumping off point as they search for homes in your price range. On top of that, a [pre-approval letter](https://better.com/faq/pre-approval-letters/what-is-a-pre-approval-letter) is the best way to show any seller or seller’s agent that you mean business. Getting pre-approved with Better Mortgage takes as little as 3 minutes and doesn’t require a hard credit check.

<h4>Does it meet all your needs? </h4>

Once you have a budget, you can decide what you’re looking for in a home. It all starts with a wish list. Are you looking to upgrade from a tiny apartment and finally get some outdoor space? Perhaps you want somewhere that's move-in ready and situated in a particular [school district](https://better.com/content/how-do-school-districts-affect-homebuying). A good strategy for separating the nice-to-haves from the need-to-haves is to ask yourself how easy (or even possible) it would be to change each feature after you move in. 

For example, let’s say you want a state-of-the-art kitchen and you’re looking at a home that has an outdated stove and dishwasher. In the long run, it’s relatively simple and inexpensive to update a few appliances, so it might be worthwhile to compromise if you love other aspects of the home. In this instance, “state-of-the-art kitchen” may fall into your list of nice-to-haves. 

On the other hand, you may have some items on your wish list that are more difficult—or downright impossible—to change after you move in. For example, privacy might qualify as a need-to-have since you can’t change the physical location of your home after you move in. Once you determine your top priorities, you can more efficiently evaluate whether or not a house suits your needs. 

<iframe width="100%" height="400" src="https://www.youtube.com/embed/fL3h6_TTo0c?rel=0&amp;modestbranding=1" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture" allowfullscreen></iframe>

[See how more homebuyers found their perfect homes.](https://better.com/b/finding-home-customer-stories "See how more homebuyers found their perfect homes.")

<h4>Have you factored in location? </h4>

There’s a reason that [real estate agents](https://better.com/realestate) harp on location! It plays a major role in determining cost and finding a property that meets your need-to-have criteria. Once you know your budget, you’ll be able to zero in on neighborhoods with property values in your range. You’ll also be able to search based on lifestyle priorities that might be location-specific. For example, if you have children, you may want to narrow your search based on school districts. Alternatively, you may care more about access to public transportation.

It’s always a good idea to familiarize yourself with the areas you’re searching and understand the impact each neighborhood will have on your daily life—from grocery shopping to commuting. The surrounding area can help inform whether a home is right for you. Take notice of things like vacant buildings, commercial activity, and any signs of development that might affect property values in the future or determine how your investment appreciates over time.  

Keep in mind that your agent can be your advocate here—if you clearly communicate your homebuying goals, an agent will help filter your search and find options that fit your criteria. They can also provide valuable insight on specific neighborhoods and address any questions/concerns you might have.  
<br>Don't have an agent yet? [Find one here](https://better.com/with/find-an-agent).

<h4>Did you ask the right questions? </h4>

[As you tour different properties](https://better.com/content/what-to-look-for-when-touring-a-home/), try not to get distracted by the small stuff. As startling as bad wallpaper can be, it’s ultimately an easy change. Look beyond the stylistic detractors. If you stay focused on what’s really important to you—the outdoor space, the open floor plan, whatever it might be—you’ll have a more accurate understanding of whether a home fits your needs. Will a growing family feel comfortable here? Is there enough square footage to have a WFH space? What will it be like when your in-laws visit? These kinds of hypothetical questions can help you determine if a home is really a good fit for your goals and lifestyle. 

Pay attention to the condition of the homes you see and don’t be shy about digging into the nitty-gritty details. Quick tips: Run the faucets to test the plumbing, flick switches to make sure there are no electrical issues, open and close all windows and doors, give the garage door a test run, double check that every feature is in working order. All this can help you get an accurate sense of whether the home is move-in ready or requires renovations. A home tour is also when you can look for signs of damage or dated structural features. What condition is the roof in? Will the windows need to be replaced? The answers to these questions might not qualify as deal-breakers, but they can give you a clearer understanding of potential future costs (and ways to boost resale value). For example, an unfinished basement could really be an opportunity in disguise—converting it to a finished space will most likely deliver a return on your investment if you ever decide to move. 

Following the onset of the COVID-19 pandemic, virtual tours have become far more commonplace in the real estate market. Pro tip: take advantage of these! Video walkthroughs are a practical way to screen properties without actually going on site, and they can provide an initial sense of whether something is or isn’t right for you. Visiting a property IRL can definitely give you a clearer grasp on certain details like size and layout, but it might not be necessary. In 2020, [63% of buyers made offers](https://www.washingtonpost.com/business/2021/02/03/redfin-two-thirds-home-buyers-2020-made-offer-sight-unseen/ "external") on homes that they hadn’t actually visited in person. 

<h2>Get matched with a Better Real Estate Agent </h2>

A solid understanding of your priorities will help you stay laser-focused as you start viewing homes and (hopefully) not get distracted by the small stuff. From there, maintaining a clear budget and digging into the details of the property should give you a clear indication of whether a house meets your needs at the right price point. Lean on your real estate agent for support during your search, and be patient. Some people find their dream home immediately, while others need to see dozens of properties before they land on the right fit. 

However long it takes, having an agent helps when you do find the home you want: from putting in the offer and negotiating with the seller to sorting out your final closing details, agents are there to guide you through the process. And by working with a Better Real Estate agent you can save $2,000 on closing costs if you choose finance with Better Mortgage.*

<br> <br>

 <div style="text-align: center">  
 <a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/with/find-an-agent">Find an agent</a>  
 </div>

 <br> <br>

 <p class="legal">*See <a href="https://better.com/faq/rates/whats-the-fine-print-better-real-estate">Better Real Estate discount fine print</a>.</p>

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Looking for a house that truly fits your needs? Don't rely on a gut feeling. Get tips from a Better Real Estate Agent on how to know if a house is right for you. 

A Realtor's Guide on Finding the Perfect Home

Blog post image for A realtor's guide on finding the perfect home

A realtor's guide on finding the perfect home

![Three Persons Inspecting Oven in Modern Kitchen](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2F0257c9f33b414c668b12d911fde92e9e)

 <br>
  <div class="learn">
<p class="learnfont"><strong>What You’ll Learn</strong></p>

<p class="learnfont">Considerations for choosing a location</p>

<p class="learnfont">How knowing home styles can make your house hunt more efficient</p>

  <p class="learnfont">What to look for when you tour homes</p>

  </div>
  <br><br>

Let’s be honest—house hunting is the most exciting part of the [homebuying journey](https://better.com/content/home-buying-process-timeline/). Sure, it can be stressful and only some of the factors are within your control, but we’re here to help you focus on what you do have power over. 

Finding the right home is a balancing act between your wants, your needs, and what’s available. If you’ve bought a home before, you may already have some idea of what things you can have flexibility with and how moving can reshape your lifestyle. But whether you’re a first time homebuyer or you’ve been around the block before, there are always [tips to help you find the home](https://better.com/content/first-time-homebuyer-tips) you’re looking for.  

<h2>Before you start touring: house hunting tips</h2>

<h4>First, figure out where you want to live</h4>

This is the big one. It may seem like an obvious first step, but deciding where to live involves a lot of details that can be easily glossed over. If you’re looking to buy in the area where you currently live, you have the benefit of familiarity. But, if you’re moving to a new area, your choice of state, city—even neighborhood, can significantly impact your lifestyle. 

The U.S. News annual [Best Places to Live](https://realestate.usnews.com/places/rankings/best-places-to-live "external") report lists cost of living, job availability, desirability, crime, quality of education, commute, and access to healthcare as the most important factors for [choosing a place to live](https://realestate.usnews.com/real-estate/articles/how-to-decide-where-to-live "external"). While some of these things will be more important than others in your immediate future, consider your larger picture. You may not have kids now, but are you buying a home with the intention of starting a family? If so, you may want to keep [school districts in mind](https://better.com/content/how-do-school-districts-affect-homebuying/).

Once you have some of the broad strokes down for your needs, start thinking about your wants (or nice-to-haves). For example, how important is it to have grocery stores or restaurants within walking distance? Or maybe you’re into biking and you want to look at places near parks or biking trails. Jot down some criteria that might help you narrow down your search.

<h4>Think about your transit needs</h4>

If you don’t like driving—or don’t have a car, you’ll want to look into the accessibility and schedules for public transportation. If you do have a car, ask questions about what the driveway or parking situations look like when you browse listings. In more densely populated or urban areas, parking can be hard to come by or expensive. Access to public transportation can vary widely even within a city, especially if you’re going to depend on it for your commute. If you work from home you’ll probably have a bit more flexibility on this front, but for a daily commuter this can be an important factor to consider. In 2018, the [Washington Post](https://www.washingtonpost.com/business/2019/10/07/nine-days-road-average-commute-time-reached-new-record-last-year/ "external") found that the average commute was about 27 minutes one-way. 

Remember to think about what you like to do outside of work and what’s important to have nearby on those fronts, too. 

<h4>Get familiar with different home styles</h4>

In the United States, there are more than 40 styles of homes, and getting a basic understanding of their prominent features can help you quickly narrow down your search. For example, if a property listing is described as a ranch house, you can bet that it’s a fairly large, single-story home with an open-concept living area. A townhouse, on the other hand, will have a smaller footprint and multiple stories. Picking up on this shorthand can save you a ton of time when you’re picking apart listings. And if you’re working with a real estate agent, you’ll be able to speak their language and focus their search on the exact kinds of homes that meet your needs.

<h4>Figure out your budget and get pre-approved</h4>

Of course, the biggest determining factor in your house hunt is [what you can afford](https://better.com/content/a-better-home-affordability-calculator). There’s nothing worse than falling in love with a home only to find out that it’s outside of your budget. Fortunately, you can get a [pre-approval letter](https://better.com/content/what-is-a-mortgage-pre-approval/) from a lender saying how much you’re able to borrow. With Better Mortgage, pre-approval takes as little as 3 minutes and your letter is valid for 90 days. 

<br>

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In addition to giving you a clearer budget to work with, pre-approval letters show agents and sellers that you’re serious about making an offer. When you’re ready to make your offer, having a pre-approval can give you a competitive edge over other potential buyers. 

<h4>Schedule tours and attend open houses</h4>

No matter how detailed or well-photographed a real estate listing is, there’s no substitute for [touring a home](https://better.com/content/what-to-look-for-when-touring-a-home/) in person. If possible, schedule time to get a tour with a real estate agent. If you’re not sure where to begin with setting up tours or you don’t have a real estate agent, that’s okay—Better Real Estate can [connect you with top-rated agents](https://better.com/realestate) with local expertise. 
<br> 

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Once you start touring, expect things to move quickly. Strong demand and limited inventory has led to a very competitive market that looks to be holding steady. In 2020, [homes spent an average of 25 days on the market](https://www.zillow.com/sellers-guide/average-time-to-sell-a-house/ "external") before the sellers accepted an offer, with some areas averaging just 8 days. With all that said, it’s important to take a deep breath and carefully consider each potential home. 

<h2>Get our house hunting checklist</h2>

There’s a lot to keep in mind when you begin your house hunt. On top of comparing every potential home against your list of wants and needs, you also have to consider the condition. Does this home look like it may need repairs or renovations? Knowing what to look out for can help you catch things that may be used as leverage to negotiate price with the seller, or that the seller will need to fix before closing. While home inspections are a mandatory part of the homebuying process, taking note of those repairs during the tour will help you determine if the home is worth the work.

We’ve put together a house [house hunting checklist](https://media.better.com/pdfs/househuntingchecklist.pdf) for you to help you focus on the most important details to help narrow your list. Be sure to take it with you on your home tours for easy note taking! Here’s a rundown of some of the things you should always keep in mind with a little context for why they matter:

<strong>Consider the layout of each room</strong>

- Homes are often staged for showings, so pay attention to how your things would fit. Take measurements and consider the cost of any furniture you might need to buy or replace. 

<strong>Run the faucets and test plumbing</strong>

- Scouting out the water pressure and plumbing condition can tip you off about potential expenses for renovating to replace dated hardware, saving you time and money down the road.

<strong>Flick light switches and be on the lookout for any odd electrical issues</strong>

- Like plumbing, electrical work can get expensive quickly. Be on the lookout for signs of DIY electrical, such as flickering lights or buzzing receptacles and switches. Electrical work is both temperamental and dangerous when it’s not done correctly.   

<strong>Look around door frames for cracks or signs of stress that might indicate a shift in the foundation</strong>

- It’s not uncommon for the foundation to settle in a home, but if there are obvious signs of a shifting foundation it’s important to have it inspected immediately. Foundation issues can be expensive to fix, and they can also be a major safety issue.

<strong>Be on the lookout for any signs of water damage, especially around windows and skylights </strong>

- Water damage and leaks can be very expensive to fix down the line and may lead to mold or mildew problems, which can pose a health risk. 

<strong>Ask about appliances such as the water heater or HVAC system to see how old they are</strong>

- Appliances wear out and need to be replaced periodically. Simply asking how old an appliance is or when it was last serviced can let you know if you should be expecting to replace it anytime soon. 

<strong>Open and close all windows and doors</strong>

- Checking windows and doors to ensure they can be opened, closed, and locked is crucial to the security and safety of a home. This can also help you catch drafts which can drive up your electricity bill when you’re heating or cooling the home. 

<strong>Give the garage door a test run</strong>

- You’ll want to make sure it opens and closes properly—and locks. Like your other doors and windows, you’ll want to check for security and potential drafts. 

<strong>Take note of any off smells</strong>

- Don’t be fooled by a fresh coat of paint—lingering smells from pet urine or smoke can be difficult to remove without costly renovation. Musty smells, especially in basements or garages, can indicate water damage, which can also be expensive to fix. 

<strong>Ask about any additions or remodeling that may have been done and ensure it was done to code (permits are public record and you can get a hold of them, if you need to)</strong>

- When it comes time for the home inspection, any renovations or additions will be put under the magnifying glass, so it’s better to be up front and ask if everything was done by the book. If there is work that was done that isn’t up to code or doesn’t have permits, that can be grounds for a lender to deny the loan.

<strong>Walk and/or drive around the neighborhood during the daytime and evening</strong>

- Neighborhoods can feel completely different based on the time of day, depending on what types of businesses are nearby or if it’s close to major roadways that have heavy commuter traffic. Things like sidewalks and street lights can make a big difference for safety in high-traffic areas. 

<strong>Give your commute a test run</strong>

- Stress test the accessibility of a home by giving your commute a dry run and timing it. Take note of grocery stores, gas stations, restaurants, and other amenities that may be on your route. 

<h2>Get pre-approved and start your home search</h2>

A bit of careful planning and consideration can take the pressure off of the house hunt and let you focus more on daydreaming about what can be. Once you have a better picture and, if you’re ready to get out there and fall in love with the home of your dreams, we can get you pre-approved in as little as 3 minutes to help you search with confidence.

<br> <br>

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Get ahead of your house hunt with considerations for choosing your location and our house hunting checklist. 

5 Tips to House Hunt Without the Stress

Blog post image for 5 tips to house hunt without the stress

5 tips to house hunt without the stress

Go from planning to closing with the complete home buying checklist—most of which can now be completed online with the help of Better. 

The Definitive Home Buying Checklist

Blog post image for The Definitive Home Buying Checklist


![Mother and Toddler Sitting on Low Table Playing With a Toy Rainbow](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2Fa73e5711025c4fc880656d7c0111888e)

Buying a home marks a new beginning for you and your family — especially if your children will be attending new schools as a result of the move. 

The [National Association of Realtors](https://www.nar.realtor/sites/default/files/documents/2019-moving-with-kids-08-12-2019.pdf) found that 53% of home buyers with children under 18 consider neighborhoods based on the quality of the school districts, and 50% choose their new home based on proximity to schools. 

If purchasing a home in a quality school district takes priority over other buying criteria, you may want to know how this will impact your home search, the [homebuying process](https://better.com/content/home-buying-process-timeline/), and your home’s future value. 

<h2>How to search for a home in a good school district</h2>

Your first step is to narrow your search by school district ranking. 

To start, sites like [GreatSchools.org](https://www.greatschools.org/) have compiled ratings of elementary, middle, and high schools in thousands of school districts by zip codes and cities across the U.S. Its [rating system](https://www.greatschools.org/gk/ratings/) incorporates common metrics for what defines higher- versus lesser-ranking schools like  college enrollment rates, academic rigor, and support for low-income and special needs students. 

You may also wish to broaden your criteria with [other metrics](http://realestate.boston.com/buying/2018/03/01/looking-to-buy-in-good-school-district/) such as class and district size, recess time, and even the quality of the local pre-kindergarten schools in your desired areas. And of course, nothing beats an onsite visit for a real gut-check to determine what’s best for your child.

It’s important to note that schools mere miles apart can have substantially different performance results. In Cleveland, Ohio, for instance, [Cuyahoga Heights High School](https://www.greatschools.org/ohio/cleveland/2197-Cuyahoga-Hts-High-School/) has average SAT scores of 1579. Meanwhile, the [Whitney Young School](https://www.greatschools.org/ohio/cleveland/480-Whitney-Young-School/), less than two miles away, has SATs reported to average 1410. 

<h2>Homes in good school districts are usually bigger and more expensive </h2>

Homes in areas of highly-rated public school districts are, on average, [49% more expensive](https://www.realtor.com/research/housing-insights-in-top-rated-school-districts/) — at around $400,000 — than the national median list price of $269,000. 

They are also 77% more costly than homes located within the boundaries of lower-ranked districts, which cost a median of $225,000. 

A [Brookings Institution](https://www.brookings.edu/wp-content/uploads/2016/06/0419_school_inequality_rothwell.pdf) study found that homes in highly-rated school districts also tended to be larger and more expensive as a result. For example, typical homes in high-scoring districts had 1.5 more rooms than homes in low-scoring ones. 

Because these larger homes and higher costs can price many families out of a good school zone, [some municipalities](https://www.jec.senate.gov/public/_cache/files/f4880936-8db9-4b77-a632-86e1728f33f0/jec-report-zoned-out.pdf) have turned to student selection based on open enrollment or a lottery system, rather than assignments by location. This process is intended to give children of lower-income families the opportunity to attend higher-rated schools in other areas and flatten the relationship between home value and school quality. 

Such changes aren’t made lightly, however, as school boards must weigh whether their attempts to balance socioeconomics [could backfire](https://www.pps.net/cms/lib/OR01913224/Centricity/Domain/207/Best_Practices_in_District_Rezoning_-_Portland_Public_Schools.pdf), with families opting for charter or private schools, or even resulting in more segregation, the exact opposites of the desired effect.

If buying a home in a good school district is your priority, then be sure to check that the homes in your desired areas and neighborhoods are routed to your desired school assignments. 

Enrollment and residential and commercial zoning policies and school board decisions can have a significant impact on your home price and your school district, so it’s important to stay abreast of regulations and changes that can impact both.
<br>

![schooldistricts2](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2F3306fe424c224f54aec8df3a310af799)

<h2>Home property taxes may not be higher in a good school district</h2>

It may come as a surprise that property taxes aren’t always higher in districts with highly-ranked schools. 

Property owners in the majority of the U.S. pay some type of property tax, but how much varies widely from state to state and even county to county. Taxes are the main source of local government funding but how they are allocated (whether for services or school districts) depends entirely on city and state leadership.

In metropolitan areas, large businesses and highly-valued properties share the burden of educating children across a large tax base. 

In contrast, more rural or outlying suburban areas with fewer corporate taxpayers may have higher rates to cover school costs. 

A [Syracuse University study](https://www.syracuse.com/schools/2019/04/how-does-your-school-property-tax-rate-compare-to-other-districts-in-new-york-state.html) found that in Central New York, the highly-rated, wealthier [Skaneateles school district](https://www.niche.com/k12/d/skaneateles-central-school-district-ny/) has a property tax rate of 1.5% or around $15 of tax per $1,000 of property value. 

On the other hand, the lower-rated, less affluent [Fulton City school](https://www.niche.com/k12/d/fulton-city-school-district-ny/) district has a property tax rate of 2.7% or around $27 of tax per $1,000 of property value.  

For example, a home valued at $200,000 would have property taxes of:
Skaneateles: $200,000 x 0.015 (1.5%) = $3,000
Fulton City: $200,000 x 0.027 (2.7%) = $5,400

Note - lenders incorporate [real estate taxes](https://better.com/content/how-to-choose-the-right-neighborhood-when-buying-a-house/) when determining [how much](https://better.com/content/a-better-home-affordability-calculator/) you can borrow. So, explore local tax rates during your home search to see how they can affect your total affordability.       

<h2>The benefits of buying a home in a good school district</h2>

<strong>Good school districts may help you sell your home faster 
</strong>

Houses in good school districts are usually in strong demand and may be easier to sell. 

[Realtor.com](https://www.realtor.com/research/housing-insights-in-top-rated-school-districts/) found that homes in above-average school districts sell in an average of just 58 days. This is eight days faster than those in below-average districts, and four days faster than the national median of 62 days on the market. 

<strong>Buying a home in a good school district may be cheaper than sending kids to private school</strong>

Purchasing a home near good schools can be expensive — but it may still be cheaper than sending your children to private schools. [The Private School Review](https://www.privateschoolreview.com/tuition-stats/private-school-cost-by-state) reports that the average annual private school tuition and fees in 2020 were $11,021 — with private elementary costing an average of $9,946 and private high school $14,711. Costs can be dramatically higher, too, for top-rated institutions and boarding schools. 

Depending on how many children you have and how many years remain before high school graduation, high-quality public schools can be a bargain, even if your home costs more than similar ones in lower-rated districts. 
<br>

![schooldistricts3](https://cdn.builder.io/api/v1/image/assets%2Fea37b90b89334a2ab1714e2159c75418%2F68a0bfa03bb548e4abc3ee527e2d62e8)

<h2>How to get a good deal on a home in a quality school district</h2> 

<strong>Consider areas further from city centers </strong>

In 2017, [The New York Times](https://www.nytimes.com/interactive/2017/03/30/upshot/good-schools-affordable-homes-suburban-sweet-spots.html) compared school results with home costs and found significant disparities in districts closer to city centers versus ones further out. 

For example, in Cambridge, Massachusetts, where the average resident’s commute is just 25 minutes, homes cost approximately $574 per square foot. Students in this school district were found to be one grade level above their peers. 

But in Sharon, Massachusetts, where the average commute is 38 minutes, homes cost just $235 per square foot. And in this school district, students were found to be 2.9 grade levels above average. 

The Times’ database also found similar differences in schools around New York, San Francisco, and Chicago, with many of the most affordable high-quality districts located in suburbs further out from the city center. 

Parents who shop around, especially in outlying areas, may be able to find housing in good quality school districts at a reasonable price while maintaining a short commute. 

<strong>Deals in good school districts can exist in off-seasons</strong>

It’s not only where you buy that can make a big difference, but also when you’re looking. If you hope to purchase a home in a good school district, you might have more luck if you’re willing to move during the school year.

Home buyers typically pay the highest premiums in July, August, and September, and obtain the [steepest discounts from November through February](https://www.bankrate.com/real-estate/how-to-get-a-better-deal-on-a-home-after-school-starts/).

<h2>Preparing to buy your dream home</h2>

Tools like GreatSchools.org, [Niche rankings](https://www.niche.com/k12/rankings/), and [SchoolDigger.com](https://www.schooldigger.com/) can help you make decisions that balance your needs for educational quality and affordability. 

If you’re ready to start your home shopping journey, [Schedule a call](https://better.com/) to get matched with a [top real estate agent](https://better.com/with/find-an-agent) in your area.

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Better Mortgage can help determine [how much house you can afford](https://better.com/content/so-youre-wondering-how-much-house-can-you-actually-afford/) and provide you with a [pre-approval](https://better.com/content/what-is-a-mortgage-pre-approval/) letter to kick off your home buying journey! 

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More than half of homebuyers with children in school shop by school district. Here's what to know about the impact that can have.

How to Find a Home in a Good School District

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How to find a home in a good school district

<p><em>Getting ready to buy your dream home? Whether you’ve already started doing your research or aren’t quite sure where to begin, we’re here to help you get home. We’ve taken our best homebuying guidance and broken it up into bite-size to-dos.</em></p>

<p>
[![ Four Small Children Playing in Sprinklers in Front Yard of Large Home with Grey Wood Panels](https://media.better.com/content/prod/2018/09/May_to_dos-headerimage.jpg)](https://better.com/preapprovals/purchase)

Given today’s hot housing markets, having the right team in place is just as important as getting your finances in order. This post is all about <strong>assembling your homebuying team</strong>, so you’ll be fully prepared to make a winning offer.</p>

<h3><span style="color: #00c397">Your to-do list:</span></h3>

<p><img src="https://media.better.com/content/prod/2018/02/ruled-line@2x.png"></a></p>

<ul>
<li><h3>Compare lenders</h3></li>
<li><h3>Interview real estate agents</h3></li>
<li><h3>Research real estate attorneys</h3></li>
<li><h3>Research home inspectors</h3></li>
<li><h3>Research home insurance providers</h3></li>
</ul>

<p><img src="https://media.better.com/content/prod/2018/02/ruled-line@2x.png"></a> <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--lg bet-Button--primary" href="https://better.com/preapprovals/purchase">Get Pre-Approved</a>  
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<p><br>  </p>

<h4 id="comparelenders">Compare lenders</h4>

<p>The first step is to find the best lender for your needs. For example, a lender who provides guidance and advice may be important to you. Or one who is easily available through text or email. If you’re [house hunting](https://better.com/content/house-hunt) in a competitive market, look for lenders that provide <a href="https://better.com/start/shopping-for-a-home">a pre-approval letter</a> that you can use to strengthen your offer. Or if you’re interested in affordable lending discounts, ask any potential lenders if they offer savings based on your location or through programs like <a href="https://better.com/content/fha-homeready/">HomeReady and FHA</a>. Regardless of your personal needs, make sure you take note of each lender’s pre-approval process -- if your experience with a certain lender is frustrating and difficult at this early stage, it may be time to find a new lender. </p>

<p>Before moving forward with any lender, you should get an official Loan Estimate (LE), which is a standard document that provides a clear and concise summary of all the features, costs, and risks associated with your new mortgage. Beyond the rate, look out for any origination or lender fees, as well as how much the lender is charging you for any points. <a href="https://better.com/content/a-quick-guide-to-your-loan-estimate/">This post explains exactly how to compare the LEs you get from different lenders</a>.</p>

<h4 id="interviewrealestateagents">Interview real estate agents</h4>

<p>Seven out of every ten homebuyers don’t interview their agent before deciding to work with them. And not all agents are created are equal -- as the industry saying goes, 20 percent of the agents do 80 percent of the business. So the [real estate agent you choose](https://better.com/content/how-to-pick-a-real-estate-agent/) could make the difference between landing your dream home in a few weeks or losing bids on houses that aren’t a great fit. Ultimately, you want an agent with a proven track record of winning bids in both the areas and price range you’re looking in. 

Better Mortgage can help you save time and energy with our affiliate Better Real Estate whose agents have been thoroughly vetted. And while there is no obligation to use [Better Real Estate agents](https://better.com/with/find-an-agent), Better Real Estate agents have a strong track record of success in their area. Plus, by working with a Better Real Estate Agent and funding with Better Mortgage, you can save $2,000 on closing costs.* </p>

<br> 

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</div>

<h4 id="researchrealestateattorneys">Research real estate attorneys</h4>

<p>A real estate attorney will help draw up, review, and negotiate the terms of your contract, including contingencies, clauses regarding timelines and deadlines, and repair agreements. Real estate attorneys are there to protect your rights, review all closing documents and disclosures, and help resolve issues that could arise related to title insurance or environmental law. </p>

<p>Attorneys are required by law in some states. Those include Alabama, Connecticut, Delaware, District of Columbia, Florida, Georgia, Kansas, Kentucky, Maine, Maryland, Massachusetts, Mississippi, New Hampshire, New Jersey, New York, North Dakota, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia, and West Virginia.</p>

<p>Keep in mind that there may be more people involved in the home buying transaction, including people from the title or escrow companies. However, they are generally chosen by the sellers, so you won’t have a say in who you’re working with. Roles and responsibilities will vary by the transaction (for example, some title companies also handle escrow, while others don’t). <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--lg bet-Button--primary" href="https://better.com/preapprovals/purchase">Learn How Much You Can Afford</a>  
</div>  

<p><br>  </p>

<h4 id="researchhomeinspectors">Research home inspectors</h4>

<p>Unlike an appraiser, who is a third party typically contracted by your mortgage lender to estimate the value of the property, a home inspector works for you. Their job is to give you a detailed assessment of the condition of the home before you close. A home inspector will look for code violations, water or structural damage, and major systems that may need repairs or replacement, like electrical, plumbing, heating, air conditioning, insulation, and ventilation. They’ll also look at the home’s foundation, exterior, roof, walls, ceilings, floors, and windows. A typical inspection will take 2-3 hours and cost a few hundred dollars. There is a wide range of services that home inspectors offer, so it’s important to ask what they include in their inspection report (and how much they charge). You may need to hire a specialist for things like an energy audit and pest control. </p>

<p>Since you’ll likely need to do an inspection soon after your offer is accepted, it’s good to research inspectors before you’re ready to make an offer. To find a licensed, certified home inspector, consider searching the <a href="http://www.homeinspector.org/">American Society of Home Inspectors (ASHI)</a>.</p>

<p>What you do with the results of your home inspection will likely vary depending on how competitive your market is. Small repairs or upgrades generally are costs a buyer is expected to take on. However, if there are major repairs required, it may be time to renegotiate – or walk away from – the purchase agreement. </p>

<h4 id="researchhomeownersinsuranceproviders">Research homeowner’s insurance providers</h4>

<p>Homeowner’s insurance protects you (and your lender) if your home is damaged or destroyed. Your lender will likely require you to provide an estimate of your home insurance cost as part of your application, followed by confirmation of your insurance payment before the loan is finalized. Home insurance costs can depend on your home’s value, location, and the type of construction, as well as the value of your personal belongings. Make sure to get a few quotes and carefully review what’s covered in different policies. <br />
<br>  </p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/start">Get started</a>  
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<p><br></p>

<p><strong>See your next to-dos:</strong></p>

<ul>
<li><a href="https://better.com/content/home-by-summer-june-to-dos-make-a-competitive-offer/">Making a competitive offer</a></li>
</ul>

<p><strong>See your past to-dos:</strong></p>

<ul>
<li><p><a href="https://better.com/content/january-to-do/">Knowing your mortgage numbers</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-february-to-dos-understand-financing-options/">Understanding your home financing options</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-march-to-dos-mortgage-rates-and-costs-101/">Breaking down mortgage rates and costs</a></p></li>
<li><p><a href="https://better.com/content/home-by-summer-april-to-dos-get-your-docs-in-a-row/">Getting your docs in a row</a></p></li>
</ul>

<p><br></p>

<br><br>

<p class="legal">*See <a href="https://better.com/faq/rates/whats-the-fine-print-better-real-estate">The Better Real Estate discount fine print</a>.</p>

Your homebuying team is crucial in helping you make a winning offer on your dream home. Here's how to assemble the right homebuying team.

Dream Homebuying Team For Closing

Blog post image for The dream homebuying team to get you to closing

The dream homebuying team to get you to closing

<p><em>Kurtis Rhee, Real Estate Partnerships Manager at Better Mortgage, explains how you can make your offer stand out in a seller’s market.</em></p>

<p><a href="https://better.com/start-purchase"><img src="https://media.better.com/content/prod/2017/10/blog_7waysoffer_headerimg.png" alt="Image of a Row of Six Multi-colored Homes Against Blue Sky That Reads Stand Out in a Competitive Market"></a></p>

<p>I talk to people every day who are wondering just how they’ll get their dream home in competitive markets like San Francisco, Denver, and Seattle. In these areas, sellers don’t just have multiple offers. They have offers from cash buyers – people who have enough funds to pay for the home outright. Cash offers are seen as less risky to sellers because they know the money is in the bank. Other offers are contingent on the buyer securing a loan from a lender, which could theoretically fall through. The key is finding a lender that removes that risk.</p>

<p>When you’re competing with cash buyers, making your offer stand out may seem impossible. But at Better Mortgage, we’re helping our customers do just that by adding as much certainty as possible before they even put an offer on their dream home. </p>

<p>Here’s how you can prepare to make the best offer possible (including one that might be even as competitive as cash). <br />
<br>  </p>

<h2 id="1doyourresearch">1. Do your research.</h2>

<p>Determine what’s important to you (and your partner, if you’re buying a home with someone else) before you start looking. In a competitive market, there may not be time to investigate school districts or debate how many bedrooms you need once you’ve found a home you’re interested in. Having your criteria established early on, including what you’re willing to be flexible on, can help give you clarity and reduce stress when you go shopping and start making offers.</p>

<p><br></p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/start-purchase">Discover how much house you can afford</a>  
</div>

<p><br></p>

<h2 id="2findagreatrealestateagent">2. Find a great real estate agent.</h2>

<p>A good real estate agent should have a solid understanding of the market (including how much homes like the ones you’re interested in are generally selling for), be proactive, and communicate well. Don’t just go with the first recommendation you get –  vet a few agents to make sure you’re comfortable with who you’re going with. <br />
<br>  </p>

<h2 id="3createcertaintyforthesellersagentandyou">3. Create certainty for the seller’s agent – and you.</h2>

<p>Of course, before you go shopping, you need to know how much you can get financing for. In a hot market, sellers won’t take your word for it – they’ll need proof from a lender. At Better Mortgage, we offer our customers a <a href="https://better.com/start-purchase">Verified Pre-Approval Letter</a>. It involves both you and us putting in a bit of extra effort up front to verify your financial details and documents so that we can tell you exactly how much you’re approved to borrow. You can also easily change the approval amount on the letter if you don’t want to share your full amount with sellers.

<p>Essentially, our Verified Pre-Approval Letter can give you the certainty and confidence of a cash buyer because it means that we’ve already underwritten your finances. Some of our customers even waive the financing contingency in their offer once they have their Verified Pre-Approval from us. Talk to your Better Mortgage Loan Consultant and your agent to understand if this may be a good course of action for your situation. <br />
<br>  </p>

<h2 id="4bringyourlendertothetable">4. Bring your lender to the table.</h2>

<p>Even with a pre-approval letter in hand, sometimes a seller needs to hear it from the horse’s mouth. If you can tell Better about a property before you make an offer, your dedicated Loan Consultant is more than happy to call the seller’s agent on your behalf to confirm that you’ve been fully underwritten and to eliminate fears that you will run into financing issues as a result of your income, assets, and debt. And because we fund and originate all of our loans in-house, our loan consultants, underwriters, and closing agents are always available to answer any questions and make sure the closing process goes smoothly. <br />
<br>  </p>

<h2 id="5getbackup">5. Get back up.</h2>

<p>In certain situations, your property might also qualify for a Better Mortgage Commitment Letter, which gives you the opportunity, if you choose, to waive both the financing and the appraisal contingency. The Better Mortgage Commitment Letter ensures that Better Mortgage will cover up to $50,000 (or 7% of the purchase price) of your escrow deposit should something prevent us from funding your loan through no fault of your own.<sup id="fnref:1"><a href="#fn:1" rel="footnote">1</a></sup> Eligibility is based on the property type and details of the loan – we can let you know if you qualify once you let us know the address of the property you’re interested in. <br />
<br>  </p>

<h2 id="6offeraquickclosing">6. Offer a quick closing.</h2>

<p>The best part about having a Verified Pre-Approval letter is that once your offer is accepted and you’re ready to apply for a loan, our underwriters have already done most of the work verifying your financial details. That means we can usually close your loan weeks faster than the industry average, many times within 21 days from locking your rate.(The industry average is as much as 50 days.<sup id="fnref:2"><a href="#fn:2" rel="footnote">2</a></sup>) <br />
<br>  </p>

<h2 id="7makeitpersonal">7. Make it personal.</h2>

<p>Selling a home can be just as big of a decision as buying one, and many sellers want to know that they’re leaving their home in good hands. It never hurts to write a sincere letter to the owners, letting them know why you love their home and assuring them that you’ll treat it well. If a seller is choosing between a few offers, your personal touch could be the deciding factor.</p>

<p><br> <br />
<a href="https://better.com/content/the-guide"><img src="https://media.better.com/content/prod/2017/10/FTHB_adforblogA.png" width="1200" border="0" align="middle" alt="Image of a Row of Six Multi-colored Homes Against Blue Sky That Reads Stand Out in a Competitive Market"></a> <br />
<br></p>

<p>Buying a home can be daunting, but we’re here to help make the process as smooth as possible. <a href="https://better.com/start/shopping-for-a-home">Apply for your pre-approval</a> today and <a href="https://better.com/schedule-call?loanType=purchase&amp;TRACKINGLOCATION=7wtmyoso&amp;TRACKINGBRANDING=purchase">schedule a call</a> with a non-commissioned Loan Consultant like me to talk about how we can help make your offer stand out.</p>

<p><br></p>

<div style="text-align: center">  
<a class="bet-Button bet-Button--xl bet-Button--primary" href="https://better.com/schedule-call?loanType=purchase&TRACKINGLOCATION=7wtmyoso&TRACKINGBRANDING=purchase">Schedule a call</a>  
</div>

<p><br></p>

<div class="footnotes"><ol><li class="footnote" id="fn:1"><p>We are committed to closing all single family/detached unit loans that have Verified Pre-Approval in 21 days or less. Our commitment for condos, attached units, and loans without Verified Pre-Approval is 25 days, and our commitment for jumbo loans is 30 days. <a href="#fnref:1" title="return to article">↩</a></p></li>
<li class="footnote" id="fn:2"><p>As of January 2017. <a href="https://www.housingwire.com/articles/36305-the-trid-ripples-time-to-close-mortgage-loans-continues-to-rise">https://www.housingwire.com/articles/36305-the-trid-ripples-time-to-close-mortgage-loans-continues-to-rise</a> <a href="#fnref:3" title="return to article">↩</a></p></li></ol></div>

Struggling to get your dream home in a competitive market? These tips can help you make an offer that truly stands out to sellers.

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