What is a loan estimate (LE) and what it tells you

ACV vs RCV: Replacement Cost Value and Actual Cash Value are two common types of homeowners’ insurance. Discover what each means and which coverage you need. Read more

Discover what a loan-to-value ratio is and how the LTV ratio is calculated. Learn how lenders use it to assess mortgage risk, home equity, and PMI requirements. Read more

Explore jumbo loan down payment: what it is, typical factors, and how lenders set minimums, with clear guidance to help you understand your options today. Read more