Question: Does buying mortgage points increase my closing costs?

Learn about what a disbursement is and the meaning of a disbursement date in the context of Direct Loan Actual Disbursements. Read more

Understand the third party fees due at home loan closing, including appraisal, credit check, title charges and taxes, and see how to estimate your cost. Read more

Is escrow required for a mortgage? Understand when escrow accounts are optional, how they work, & why choosing one could help you secure a better mortgage rate. Read more