I’m refinancing, do I have to make my current mortgage payment?

Learn about what a disbursement is and the meaning of a disbursement date in the context of Direct Loan Actual Disbursements. Read more

Closing is the final step in buying a home. Learn what to expect on closing day, from signing documents to transferring ownership and finalizing your mortgage. Read more

Learn what a flood certification is, why lenders require it, and how it determines whether your property is in a FEMA-designated flood zone requiring insurance. Read more