What are prepaid costs when buying a home?

Learn the minimum credit score needed to apply for a mortgage or refinance, and understand how credit requirements vary by loan type and purpose. Read more

A collateral mortgage means your home secures the loan as collateral. If you miss payments, the lender may repossess the home or claim ownership of the property. Read more

Learn what a real estate brokerage is and its role in your home purchase transaction. Read more