Resources

Find out the documents needed for mortgage pre-approval and special circumstances. Use our smart checklist to prepare, stay organized, and buy confidently.

Understand under contract vs. pending, what each stage means for homebuyers, and how to act fast or make smart backup offers when a deal falls through.

Learn what an appraisal waiver is, how it works for buyers and lenders, key steps to qualify, and the pros and cons of skipping a traditional home appraisal.

Understand the income needed for a $250k mortgage in our guide. Plus, learn budgeting rules, down payment options, and tips to help you plan your home purchase.

Learn how buyer agency agreements work so you can protect your interests, clarify roles and responsibilities, and avoid misunderstandings in a property deal.

Is there a good way buyers could use longer-term mortgages like a 50-year loan? A look at the pros & cons.

Rent stabilization makes renting more appealing, right? These policies can also encourage homeownership in New York City.

Explore the cash-out refinance pros and cons. Learn how it works, what lenders require, and when tapping into your home equity makes sense.

Explore a home equity line of credit (HELOC) pros and cons to see if it fits your financial goals. Compare its benefits, risks, and alternatives.

Learn how the HELOC draw period works and how long it typically lasts. Discover tips to repay your balance and manage your credit confidently.

Find out how much of a home loan you can get with a 650 credit score, explore your mortgage options, and see exactly what you qualify for today.

Explore how condo financing works compared to traditional loans. Learn condo loan requirements for getting approved and tips for landing a great deal.

Learn how much to offer on a house without going too high or too low. Explore how to use comps, market conditions, and budget to make the perfect offer.

Unlike midterms in 2026, this fall’s elections won’t decide who sits in the White House or which party controls Congress. But that won’t make this year’s election cycle totally irrelevant...

Learn the 28/36 rule with a clear definition, an easy example, and simple ways to improve DTI so you can set a right-sized home budget and prepare for approval.

Income needed for a 700k mortgage. Learn the salary ranges, key affordability factors, down payment options, scenarios, tips, FAQs, plus alternatives.

Learn what an HOA fee is, what it covers, how much it costs, and why understanding HOA fees matters for homebuyers and owners considering a property purchase.

The Fed is making a habit of cutting interest rates. Should this trend get buyers off the fence and into new homes?

Explore home equity investment pros and cons, key eligibility, risks, and how it compares with HELOCs, home equity loans, and cash-out refinance options.

Find out how a mortgagee clause protects lenders and homeowners, why insurance providers require it, and how to add one to your policy.

Learn what manual underwriting is: how it works, when it’s used, how it compares to automated underwriting, and what to expect across different loan types.

How to write a compelling letter to the seller of a home, what to include or avoid, plus tips and examples to help your offer stand out in a competitive...

Learn what a floating interest rate is, how it works, and how it compares to fixed rates. Explore pros, cons, and calculation tips to make informed decisions.

Learn how a tri-merge credit report combines Equifax, Experian & TransUnion data to help lenders assess risk, streamline approvals, and guide your loan choices.

Learn how to flip a house profitably. Discover the steps, pros and cons, common mistakes, and expert tips to succeed in your first house flipping project.

Learn what mortgage curtailment is, how it works, its benefits, types, and key considerations to help you pay off your home faster and save on interest.

Wondering how much house I can afford with a 70k salary? Learn budgeting tips, loan options, and key factors that impact home affordability on a $70K income.

Learn what ownership interest in a property means, the types, your rights, and how it can impact mortgage transactions, titles, and real estate ownership.

Discover what an escrow shortage is, what causes it, how it can raise your mortgage payments, and the most effective steps to handle, reduce, or avoid it.