Resources

Learn how soft versus hard credit checks differ, how they affect your credit score, and how to avoid too many inquiries to keep your credit going strong.

Discover how the tenancy in common structure works. Learn the pros and cons of this co-ownership model to see if it makes sense for your situation.

Saving for a home can be tough. Can you buy a house without a down payment to make it easier? Discover the options and learn about the pros and cons.

Learn how to qualify for a home loan as a first-time buyer: credit, down payment, and programs like FHA, VA, and assistance to lower costs and close faster.

Learn how to secure a mortgage without 2 years of work history. Explore lender rules, exceptions, and the best loan alternatives to qualify for a home.

Compare reverse mortgage vs. HELOC vs. home equity loans: who qualifies, how they work, costs, pros and cons, and when each option makes sense for your goals.

Understand FHA loan inspection requirements, what appraisers check, when inspections are triggered, common fails, and next steps to keep your closing on track.

Learn what a letter of explanation for a mortgage is, why lenders request it, what to include, how to write it, examples, and what happens after you submit one.

Mortgage rates have settled into a holding pattern. The October Fed meeting supports this trend which could be a good sign for homebuyers.

What does conditionally approved mean? Learn common lender conditions, next steps to close, FAQs, and how to avoid denials to keep your mortgage on track.

Learn how FHA mortgage insurance removal works, when you qualify, ways to refinance to cut costs, and what to expect after dropping MIP. See tips and FAQs.

Learn what a no-appraisal home equity loan is, why lenders offer them, how to qualify, and explore key pros, cons, and alternatives for faster financing.

Learn how to choose a mortgage lender by comparing rates, fees, and service. Discover lender types, red flags, and smart questions to ask before you apply.

What debt should I pay off first to raise my credit score? Compare revolving vs. installment, pick strategies like avalanche/snowball, and avoid score dips.

Learn the difference between a mortgagor versus a mortgagee. Understand their rights and responsibilities and approach home buying confidently.

What’s a deed of trust, and how does it work? Learn the basic definition, the parties involved, and what makes it different from a traditional mortgage.

Yields on 10-year Treasury notes often show trends in mortgage rates.

Explore the VA funding fee with this guide to costs, rates, and exemptions details. Learn what to expect and how to save on your VA loan.

A good credit score for VA loans depends on your lender and situation. Discover general benchmarks and tips to improve your profile to secure better terms.

Discover what amortization is in real estate, how to calculate it, and how it affects your monthly payments so you can grow your equity confidently.