Refinancing

Discover the nuances of buying a second home versus an investment property and which option may be best for your goals.

How often can you refinance a mortgage, understand common seasoning rules, costs, pros and cons, and how to decide if refinancing again is truly worth it.

Thinking of buying a vacation home? Find out the requirements the property must meet to be eligible for a second mortgage.

Discover conventional loan requirements, how they compare to FHA and VA loans, and find out if this type of mortgage is the right fit for your situation.

Learn what the underwriting process timeline looks like, what underwriters review, common approval conditions, and how Better helps speed up the process.

Find out what makes Better a different kind of online mortgage lender. Our innovative technology, honest rates, and friendly humans are just the beginning.

If you’re interested in a no-cost refinance, there are two ways to do it: Taking lender credits & rolling in your closing costs. Here we explore both.

Second mortgages can be used to pay off debts, but they do come with risks. Learn about HELOCs, home equity loans, and piggyback loans in this new Better Mortgage article.

If you’re applying for a mortgage or refinancing, you’ll need to “lock” your rate during the loan process. Here’s a breakdown of what exactly that means.

The CARES Act makes it easier for those affected by COVID-19 to put their mortgage into forbearance—but a refinance might be a better option.

Discover what affects a home appraisal for refinance, including how cleanliness and other factors may influence its value. Learn what appraisers look for and how to prepare your home.

When you apply for a mortgage, your lender might ask for your tax returns. Here's why they’re requested and how they can affect your mortgage application.

Every homebuyer should be asking these questions to their mortgage lender.

Thinking about refinancing your mortgage? Learn when to refinance, the benefits, and key factors to help you decide if now is truly the right time for you.

Thinking of refinancing? You might want to start off the refinance process by asking your loan officer these 5 important questions.

Mortgage paperwork can often seem confusing, but this handy guide breaks down exactly what documents you’ll need.

Considering a mortgage refinance? These 5 tips can help you make the refinance journey as smooth and successful as possible.

From job changes to pay structures, your employment income can play a major role in your mortgage application. Here’s what you need to know.

Learn how to lower debt to income ratio for mortgage approval. Understand what affects your DTI ratio, why it matters, and how to qualify for better rates.

Your loan estimate is a summary of the terms and costs associated with your loan. Learn how to read and understand it with confidence.