What does a down payment mean in real estate transactions?

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more

Are you buying or selling a home? Understand why a termite letter could make or break your deal, what it includes, and who typically pays for it during closing. Read more

What is home equity & how can you use it? Learn how your home’s value minus your mortgage balance can unlock financial options like HELOCs & home equity loans. Read more