What are qualifying ratios and how do mortgage lenders use them?

Homeowners insurance is a requirement of a mortgage. Here we explain why many homeowners choose to roll their insurance into their monthly mortgage payment. Read more

Understand who Freddie Mac is, how it helps support affordable housing, and its important role in stabilizing mortgage rates and home loans across the U.S. Read more

How long does it take to close a mortgage loan? Discover the factors that impact your timeline and what to expect after locking your rate with a loan officer. Read more